Car insurance is essential protection against the high costs of accidents, and it's required by law in Illinois. At Seibel Insurance, we make it easy to get and manage affordable car insurance that meets your needs. As your local insurance experts in Central Illinois, we've been providing exceptional customer service and comprehensive coverage for years, making us a trusted choice for drivers in Bartonville, Peoria, East Peoria, Morton, Metamora, and Pekin. In just a few minutes, you can submit for a personalized auto insurance quote tailored to your specific needs and budget. Let us help you navigate your options and find the perfect balance of protection and affordability.

Our Standard Coverages

At Seibel Insurance, we offer comprehensive auto insurance coverage to protect you on Central Illinois roads. Here are the standard coverages we provide:

Liability

Required by Illinois law

Protects you financially if you're responsible for an accident. It covers:

  • Property damage you cause to others

  • Injuries you cause to others

  • Related legal expenses

Example

If you cause an accident that injures another driver and damages their car, your liability coverage can pay for their medical care and car repairs up to your policy limits.

Liability

Required by Illinois law

Protects you financially if you're responsible for an accident. It covers:

  • Property damage you cause to others

  • Injuries you cause to others

  • Related legal expenses

Example

If you cause an accident that injures another driver and damages their car, your liability coverage can pay for their medical care and car repairs up to your policy limits.

Comprehensive & Collision

Recommended for new or high-value vehicles

While not required by Illinois law, these coverages protect your car from unexpected damage:

  • Comprehensive covers non-collision events like theft, vandalism, fire, or natural disasters.

  • Collision covers damage to your car from accidents, regardless of fault.

Example

If your car is damaged by hail or stolen, comprehensive coverage can help pay for repairs or replacement. If you're in a collision, collision coverage can pay for your car repairs.

Comprehensive & Collision

Recommended for new or high-value vehicles

While not required by Illinois law, these coverages protect your car from unexpected damage:

  • Comprehensive covers non-collision events like theft, vandalism, fire, or natural disasters.

  • Collision covers damage to your car from accidents, regardless of fault.

Example

If your car is damaged by hail or stolen, comprehensive coverage can help pay for repairs or replacement. If you're in a collision, collision coverage can pay for your car repairs.

Roadside Assistance

Optional coverage for peace of mind

Provides services like:

  • Towing

  • Flat tire changes

  • Fuel delivery

  • Lock-out services

Example

If your car breaks down, we'll arrange towing to a nearby repair shop.

Roadside Assistance

Optional coverage for peace of mind

Provides services like:

  • Towing

  • Flat tire changes

  • Fuel delivery

  • Lock-out services

Example

If your car breaks down, we'll arrange towing to a nearby repair shop.

Uninsured Underinsured Motorist (UM/UIM)

Required in Illinois

Protects you from drivers with insufficient or no insurance. Covers:

  • Your injuries

  • Your passengers' injuries

  • In some cases, property damage

Example

If you're hit by an uninsured driver, UM/UIM can cover your medical bills and car repairs up to your policy limits.

Uninsured Underinsured Motorist (UM/UIM)

Required in Illinois

Protects you from drivers with insufficient or no insurance. Covers:

  • Your injuries

  • Your passengers' injuries

  • In some cases, property damage

Example

If you're hit by an uninsured driver, UM/UIM can cover your medical bills and car repairs up to your policy limits.

Our Tips to Save

Bundle auto and property insurance

Combine your auto insurance with home, renters, or condo insurance for significant savings. As your local insurance experts, we'll help you find the best bundling options from our partner insurers like Erie, Travelers, Kemper, and Progressive. You might also qualify for multi-policy discounts on RV, boat, or motorcycle insurance.

Compare car insurance rates

Let Seibel Insurance do the comparison shopping for you. We'll get quotes from multiple top-rated insurers to find the best rate and policy for your needs. Our expertise in the Central Illinois market ensures you get the most competitive prices for the coverage you need.

Safe driving programs

Many of our partner insurers offer programs that personalize your car insurance rate based on your driving habits. The safer you drive, the more you could save. Ask us about available safe driving programs and how they could reduce your premiums.

Customize your coverage

Tell us your budget, and we'll show you the best coverage options that fit your financial needs. Our team at Seibel Insurance will work with you to find the right balance between protection and affordability.

Simple Online Quote

Simple Online Quote

Get a quote in a few easy steps

Get a quote in a few easy steps

Get a quote in a few easy steps

We've made an online quote form to ask questions that give you the best discounts possible on your auto insurance. Start an online quote below.

We've made an online quote form to ask questions that give you the best discounts possible on your auto insurance. Start an online quote below.

No obligation quote

No obligation quote

Contacted by our office within a business day

We work to find you the best savings across multiple carriers

Our numbers speak for itself

33

Years of dedicated service

24hr

Personalized quote guarantee

A team that has your back

Local Insurance Expertise

Local Insurance Expertise

Local Insurance Expertise

Our agents have extensive knowledge of the Greater Peoria area and understand the unique risks and challenges that our customers face. This allows us to provide customized insurance solutions that meet your specific needs and provide peace of mind.

Our agents have extensive knowledge of the Greater Peoria area and understand the unique risks and challenges that our customers face. This allows us to provide customized insurance solutions that meet your specific needs and provide peace of mind.

Our agents have extensive knowledge of the Greater Peoria area and understand the unique risks and challenges that our customers face. This allows us to provide customized insurance solutions that meet your specific needs and provide peace of mind.

Local

Business

Claim Support

Ready to get started?

Start with us today and experience the power of local, personalized insurance.

At Seibel, our comprehensive policies are designed to prevent catastrophes from shattering your dreams, derailing your plans, or disrupting your life.

Copyright © 2024 Seibel Insurance. All Rights Reserved

Ready to get started?

Start with us today and experience the power of local, personalized insurance.

At Seibel, our comprehensive policies are designed to prevent catastrophes from shattering your dreams, derailing your plans, or disrupting your life.

Copyright © 2024 Seibel Insurance. All Rights Reserved

Ready to get started?

Start with us today and experience the power of local, personalized insurance.

At Seibel, our comprehensive policies are designed to prevent catastrophes from shattering your dreams, derailing your plans, or disrupting your life.

Copyright © 2024 Seibel Insurance. All Rights Reserved

Ready to get started?

Start with us today and experience the power of local, personalized insurance.

At Seibel, our comprehensive policies are designed to prevent catastrophes from shattering your dreams, derailing your plans, or disrupting your life.

Copyright © 2024 Seibel Insurance. All Rights Reserved

Get a Quote

Get a Quote